Hi Christian,
I got a good deal with Solbank in 2001, 10 year mortgage fixed rate of 5.5% for the full term of the mortgage.
so much so that I am in a postion to pay it off this year, instead of 2011. I am also with you on the state of the UK, but will wait a while because I think property prices will drop a lot more!!!! mind you only buy to rent, not to move back to UK PLC. no no no!!!!
We are also looking at France for a second home, still some bargins to be had in South western France.
Keep The Faith
Regards
Notthat